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A family member or friend is seeking to qualify for Medicaid and must spend down their assets to meet the threshold for eligibility, but you know that this person will need to have some money set aside for a funeral when they die. This dilemma may seem like a catch-22: there need to be assets to pay for a funeral, but there cannot be assets to qualify for Medicaid. Fortunately, there are stipulations in the rules governing Medicaid eligibility that allow an individual to set aside money in a qualified irrevocable prepaid funeral account without those funds being counted as assets when determining whether the person is qualified for the program. If your family member or friend expects to receive SSI/Medicaid or General Assistance within the next six months, they are permitted to establish an account, without those funds jeopardizing eligibility. This allows individuals to plan and pay for a funeral before assets are spent down to Medicaid eligibility levels. When making prepaid funeral ...

    Although we’ve been conducting funerals for all of human history, the truth behind our modern practices is very much hidden in plain sight. For that reason, there are many misconceptions surrounding the funeral profession. This has led to many controversies over the industry as a whole. In reality, funerals are actually a pretty simple process, especially if you have the right guidance (ie. a trained professional). But, as a funeral professional,  you already know that. Which is why we encourage you to share these 14 facts about funerals with your families to clear up some of the confusion and chaos around dying, funerals and everything in between. Origin stories behind our modern funeral practices 1. The word funeral was first used in the 1300’s. The word ‘funeral’ is believed to have first been used by Geoffrey Chaucer , who is often considered the father of the English language. It appeared in writing in his Middle English work The Knight’s Tale, ...